Your specialist for liquidity and financing
How do you protect yourself against payment defaults? How do you prevent liquidity bottlenecks? The independent financial services provider gracher has the right answers to these questions. As a holistic consultant and solution provider, we ensure that you have the liquidity you need at all times – and available in a cost-optimised manner. Because when it comes to hedging and liquidity solutions, the market listens to us.
We have made a name for ourselves as a specialist surety insurance, credit insurance, and factoring. We have been the number one broker of surety insurance for years.
We now manage a guarantee credit volume of around 18 billion euros and broker an average of around 2 billion euros in new business every year.
We also keep a close eye on the market for you when it comes to factoring and credit insurance. We develop customised 360° solution packages to suit your requirements, providing you with liquidity and securing your receivables. And as a pioneer in digitalization, we offer you proprietary software solutions, such as gracher SuretyManager and bürgschaft.jetzt, which you will only find at gracher.

Bond insurance
Would you like a flexible alternative to a bank guarantee? We can provide this with our deposit insurance. You benefit from our access to 2,500 current contracts. This broad selection and in-depth market knowledge enable us to find the right provider for you or to optimise your existing surety agreements.
Our customers rate us
very highly
Customer satisfaction
Feedback from our customers is important to us. But it’s not just about customer ratings. In our annual meetings with you, we also want to find out where and how we can support you even better. After all, financing and liquidity are crucial to a company’s success.
Only from gracher
Unique services
It pays to be a gracher customer. We provide you with services and database information that you won’t find anywhere else, including software solutions developed in-house. This gives you a quick overview of conditions and better protection against risks.
SuretyManager
The full picture
Time-consuming, error-prone surety management? Not with gracher SuretyManager, a specially developed solution that is free of charge for gracher customers. With this calculation and management software, you can control all process steps automatically – from application to derecognition.