Germany's largest

surety service provider

with global reach

Your partner of choice for surety bond insurance and financing solutions

Surety bonds and guarantees are our business: We currently manage over 12 billion euros in business for our customers and take on some 1 billion euros in new business every year. This makes us Germany’s leading provider of bond services and an authoritative voice for clients in the marketplace. Our opinion counts – and we use this to the advantage of our customers.

Whether we are talking about bond insurance or alternative financing solutions: We have a complete overview of the market and guarantee that we can give you the best conditions available. This applies to existing contracts, too – we always re-evaluate the terms of the contracts following end-of-year results. We would be happy to help you, too, find the optimum hedging or financing option for your needs. Simply get in touch.

Bond insurance

Kautionsversicherung - Gracher Kredit- & Kautionsmakler

Bond insurance provides a flexible alternative to bank avals. With a wealth of data at our fingertips, we are in a position to negotiate not just the best price for each and every individual surety request but, also, to provide the best terms for new and existing surety contracts. Place your trust in the knowledge and market expertise of the leading bond service provider.

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Your contact person

Tina Weidenaar

Tina Weidenaar

Branch Manager Head of Internatonal Business +31 20 8880621 Languages: Dutch / English
Personal Info

Mit den richtigen Versicherungen schützen Sie sich vor teuren Risiken. Vermeiden Sie hohe Zahlungsausfälle oder sichern Sie sich gegen die Unberechenbarkeit politischer Entscheidungen ab. Wir kennen die optimalen Versicherungen und bieten auch schnellen Zugang zu Bonitätsinformationen von mehr als 45 Millionen Unternehmen weltweit.

Hier erfahren Sie alles Wichtige

Ihr Ansprechpartner

Debt Advisory

Whether you are looking for a revolving credit facility or considering alternatives such as factoring and reverse factoring, inventory and commodity financing, through to private debt and mezzanine financing: We will advise you and give you comprehensive support selecting the best possible financing partners, thus ensuring you have greater financial flexibility. Our comprehensive financial advice helps you become more financially stable and independent. You can find everything you need to know here.

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Ihr Ansprechpartner

Christian Wolber

Christian Wolber

Head of Debt Advisory
+49 651 98127-127
Languages: German / English / Spanish
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Industries

No two industries are the same.

Whether construction, engineering, private equity or energy: Our customers range from industry heavy weights to small and medium-sized companies operating in Germany’s most important industries.

Read on to find out which solutions are most appropriate for which industries.

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Location - Deutschland

HEAD OFFICE TRIER

Bahnhofstraße 30-32
54292 Trier

Tel: +49 651 98127-0

Mannheim

Mail mannheim@gracher.de
Tel.  +49 651 98127-128

Köln

Mail koeln@gracher.de
Tel.  +49 651 98127-127

Mainz

Mail mainz@gracher.de
Tel.  +49 651 98127-135

Location - International

THE NETHERLANDS

Branch Office Amsterdam
Radarweg 543
1043 NZ Amsterdam

Tel: +31 20 8880620

BULGARIA

Branch Office Sofia
Mihail Tenev Str. 12
1784 Sofia

Tel.  +359 2 9642020
Fax  +359 2 9642021

AUSTRIA

Coworking Office Vienna
ACIC – Neutorgasse 132
1010 Vienna

Zur Person

Viktor Margaritopoulos

Dipl. Betriebswirt

Geb. 1980, Lebensgefährtin, 1 Kind

Seit 15 Jahren erfolgreich im Vertrieb & Consulting in den Bereichen Versicherung, Industrie, Banken und Finanzen unter anderem bei der Deutschen Bank Privat und Geschäftskunden AG und Euler Hermes Deutschland tätig gewesen.

Mentor und Dozent im Bereich Versicherungswesen & Betriebswirtschaftslehre, u.a. an der Dualen Hochschule Mannheim

Mitglied im Ausschuss Versicherungen der IHK des Saarlandes

Mitglied im Arbeitskreis Wirtschaft e.V.

Zur Person

Christian Wolber

Nach seiner Ausbildung zum Bankkaufmann absolvierte Herr Wolber internationale Studiengänge in Maastricht (Bachelor in International Business) mit Auslandsaufenthalt in Ecuador und HSG St. Gallen (Master in Banking & Finance).

Nach Abschluss des Studiums verbrachte er die letzten 12 Jahre in London, zunächst bei Barclays Capital und später bei Citigroup jeweils im Bereich Leveraged Finance – Kapitalmarktfinanzierung. Dort strukturierte und platzierte Herr Wolber Finanzierungslösungen für Corporate- und Private-Equity-Kunden. Anschließend wechselte er in die Finanzierungsberatung (Debt Advisory) zu Ondra Partners (ebenfalls in London).

Bei Gracher kümmert sich Herr Wolber um den Bereich Finanzierungsberatung. Neben seiner langjährigen Erfahrung im Finanzierungsgeschäft verfügt er über ein weitreichendes Netzwerk an Finanzierungspartnern, bestehend aus Banken, Kreditfonds (Private Debt), Mezzanine-Anbietern sowie zahlreichen sonstigen alternativen Kreditgebern.

Personal Info

Viktor Margaritopoulos

Degree in business administration

Born 1980, partner, 1 child

A successful 15-year career in sales and consulting, working in the insurance, manufacturing, banking, financial sectors for companies including Deutsche Bank Privat und Geschäftskunden AG and Euler Hermes Deutschland.

Mentor and lecturer for insurance and business administration at DHBW Mannheim, as well as other higher-education establishments.

Member of the insurance committee at the Saarland Chamber of Industry and Commerce.

Member of Arbeitskreis Wirtschaft e.V..

Personal Info

Christian Wolber

After training as a bank clerk, Wolber obtained a Bachelor in International Business in Maastricht, completing part of the course in Ecuador. He also completed a Masters in Banking & Finance at HSG St. Gallen.

He then spent 12 years in London, initially at Barclays Capital and then at Citigroup. At both institutions, he worked in leveraged finance, structuring and placing financing solutions for corporate and private equity clients. He then moved to Ondra Partners (also in London) where he worked in debt advisory.

Wolber now heads Gracher’s finance consulting business. In addition to his longstanding experience within the financing sector, he also has an extensive network of contacts among financing partners – banks, credit funds (private debt), mezzanine financing providers, and a wide variety of alternative credit providers.

Personal Info

Özay Süerdem

Following his apprenticeship as a banker at SEB, Mr. Süerdem completed his bachelor’s and master’s degree at FOM in ‘Business Administration’ (focus: Finance) as well as ‘Finance & Accounting’ in Cologne. During this period, Mr. Süerdem worked in various positions in banking and financing industry of banks and financial institutions as senior consultant, credit analyst, customer consultant and sales assistant.

Most recently, Mr. Süerdem worked for Big4 companies in consulting and auditing the credit business of banks. In addition to various credit-related consulting projects, his primary tasks included the risk assessment of complex credit engagements (especially project & leveraged finance). At Gracher, Mr. Süerdem is a specialist in all aspects of corporate financing and works closely with Mr. Wolber. His field of activity includes both analysis and consulting activities.

Personal info

Luba Nikiforova

Dipl. Economist, born 1981, 1 child

Studied Economics with a focus in Finance at the Ruprecht-Karls-University Heidelberg followed by a MSc in European Politics and Governance at the London School of Economics and Political Science.

For 15 years working as a business development expert in various fields in Bulgaria – electricity trading, renewable energy, energy efficiency, EU financing. Was responsible for the optimization of electricity costs for an energy-intensive industrial company, which became the first Bulgarian industrial consumer to cover its own electricity needs through active electricity trading activity and thus achieved significant financial savings.

Since May 2020 working at Gracher in developing surety sales for the Bulgarian market.

Personal Info

Tina Weidenaar

After finishing the school for business administration and economics (HEAO) with a specialization in Banking and Insurance, Tina obtained her master’s degree in law. She started her working career in the financial sector in the compliance department at Fortis Investments, the asset manager of Fortis.
Holding various other legal and commercial positions within the financial sector after that, Tina became a relationship manager at the Dutch surety company Nationale Borg in 2004.

Here she gained more than 11 years of valuable experience as a surety underwriter and was responsible for a portfolio of companies, consisting of both large SMEs and (international) listed companies.

Since 2016 Tina leads the Dutch office of Gracher, Gracher Surety Netherlands, focusing on developing the Dutch market as well as international business from Non German speaking countries.

Personal Info

André Ofenloch

born 1974, partner, two children

Qualified insurance broker and degree in business administration.

André Ofenloch began his carrier as an analyst and underwriter in 1993, working in the Creditline division of Allgemeinen Kredit AG (later Coface Deutschland AG). In 2003, he moved to Coface’s new factoring subsidiary Coface Finanz GmbH, starting out as an account manager in commercial factoring. From 2006 onwards, he became the authorized head of the Business Development, Institutional Clients/Refactoring and Reverse Factoring divisions. In 2014, he was made head of sales for the company’s factoring business, managing a 15-strong decentralized sales team up until the end of 2018. Parallel to this, he also became head of the newly established New Client Structuring and Onboarding division, where he remained until the end of 2019.

At Gracher, Ofenloch oversees the factoring and receivables & purchase financing business. In addition to a wealth of experience drawn from a long career in financing and credit insurance, Ofenloch also has an extensive network of contacts in credit insurance, factoring, banking and purchase order financing.

Personal Info

Oleg Narykov

BA French philology, MSc Economics

single

After successfully completing a degree in French philology, with a minor in economics, Oleg Narykov completed an English-language Masters in Economics at the University of Trier, specializing in econometrics and time-series analysis.

During his studies, he gained international experience at the Namur and Louvain-la-Neuve universities in Belgium.

Since May 2017 he has been working in Luxemburg’s financial center.  

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Kontantin Narykov

Coming soon…

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Edwin Jacobs

Coming soon.

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Christoph Spuller

Coming soon.

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Wolfgang Bäumer

After graduating from high school, trained as a bank clerk at a savings bank, where he was subsequently employed in the bank’s credit department.

He then studied law in Bonn, passing the bar, and went on to work in Deutsche Bank AG’s corporate banking division.

From here, he moved into property leasing at subsidiaries of Dresdner Bank and Commerzbank and was responsible for structuring and financing numerous large projects – focusing, in particular, on compliance with international accounting rules.

Joined Gracher in 2013, focusing on the construction industry and property developers.

Personal Info

Carl E Hoestermann

Attorney

born 1961, married, 3 children

1992 Deutsche Bank management trainee program in Frankfurt and subsequent role as assistant to the board of management at the Duisburg branch. Thereafter, branch director of two large Deutsche Bank branches.

At the end of 1997, moved to HOCHTIEF AG in Essen as Head of Corporate Finance, Investor Relations and Asset Management. Responsibility for numerous projects, both national and international.  From 2004 onwards, also Deputy Chairman at HOCHTIEF Pension Trust e.V., the group’s investment vehicle for financing German pension liabilities.

Longstanding management and project experience at international level, including negotiation of high-volume surety facilities for operating subsidiaries in the USA and Canada.

Personal Info

Horst Wingenter

Coming soon.

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Alfons Maria Gracher

married, three children

Trained bank clerk, degree in business administration and, since 2000, managing partner of Gracher Kredit- und Kautionsmakler GmbH und Co. KG, Germany’s largest surety service provider.

An expert in his field and a member of the Chamber of Industry and Commerce (IHK) finance committee, he is consulted on such matters as the implementation of European Commission directives and regulations.

He is also a co-founder and board member of (the international credit broker association) BARDO e.V., established in 2013, and heads its surety committee. As a founding member of Surety Alliance, he is well-connected internationally.