Your specialist for liquidity and financing
How do you protect yourself against payment defaults? How do you prevent financing bottlenecks?
The independent financial services provider gracher has the right answers to these questions. As a holistic consultant and solution provider, we ensure that you have the liquidity you need at all times – and available in a cost-optimised manner. Because when it comes to hedging and financing options, the market listens to us. We have made a name for ourselves as a specialist in credit insurance, factoring and corporate financing. And our pioneering work has made us the number one broker for surety insurance.
We now manage a guarantee credit volume of around 18 billion euros and broker an average of around 2 billion euros in new business every year.
Whether providing factoring services or the various tools of corporate financing (such as overdraft facilities, mezzanine capital or private debt funds) – we have a full overview of the market and will develop a customised, 360° solution package that provides you with liquidity and secures your financing. And, as a pioneer of digitalisation, we offer you proprietary software solutions such as Gracher SuretyManager that you won’t find anywhere else.
Bond insurance
Would you like a flexible alternative to a bank guarantee? We can provide this with our deposit insurance. You benefit from our access to 2,500 current contracts. This broad selection and in-depth market knowledge enable us to find the right provider for you or to optimise your existing surety agreements.
Corporate financing
Your goal is financial freedom. The route to this goal is not a one-way street but instead leads from overdraft facilities to mezzanines to customised private debt solutions. We help you select a customised route and suitable financing partners – that’s what we mean by 360° advice. This will make you more liquid, give you financial stability, and preserve your independence.
Our customers rate us
very highly
Customer satisfaction
Feedback from our customers is important to us. But it’s not just about customer ratings. In our annual meetings with you, we also want to find out where and how we can support you even better. After all, financing and liquidity are crucial to a company’s success.
Only from gracher
Unique services
It pays to be a gracher customer. We provide you with services and database information that you won’t find anywhere else, including software solutions developed in-house. This gives you a quick overview of conditions and better protection against risks.
SuretyManager
The full picture
Time-consuming, error-prone surety management? Not with gracher SuretyManager, a specially developed solution that is free of charge for gracher customers. With this calculation and management software, you can control all process steps automatically – from application to derecognition.